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COVID-19 Business Resources


Saco's Planning & Development Department is committed to helping our businesses during this unprecedented time. Below is a list of resources that may help your business and employees. Please contact Denise Clavette, Planning & Development Director or Jessa Berna, AICP, Economic Development Specialist with any questions.
(last updated March 30, 2020)

Coronavirus Aid, Relief and Economic Security Act (CARES) 
In addition to individual payments and unemployment enhancements, the $2 Trillion Federal Assistance bill - called the Coronavirus Aid, Relief and Economic Security Act (CARES) signed into law on Friday, March 27th has significant benefits for small businesses:

Paycheck Protection Program Loans via CARES Act
The "PPP" loan initiative provides employers with emergency cash-flow assistance loans. If employers maintain their employee base and use these funds on payroll, the loans will be forgiven. All current SBA Lenders are eligible to be PPP lenders as well. View Paycheck Protection Program Information Sheet and Small Business Owner's Guide to the CARES Act.

Economic Injury Disaster Loans/Grants via CARES Act
In response to the Coronavirus (COVID-19) pandemic, small business owners are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid. Visit  at for more inforation and to apply.

Maine Department of Labor
The Maine Department of Labor updates guidelines daily. For more information visit:

The Families First Coronavirus Response Act
On March 18, 2020, Congress passed, and the President signed, a revised version of The Families First Coronavirus Response Act. This new legislation created Covid-19-based Paid Sick Leave and Paid Family Leave benefits for most businesses. The act allows for businesses to get reimbursed for these benefits via future tax credits. The U.S. Department of Labor has provided information and FAQs on federal leave laws as they relate to COVID-19. Information is available at Maine has leave laws that may apply to people affected by COVID-19: view summary here.

Biddeford + Saco Chamber of Commerce + Industry
The Chamber has many resources for local businesses, including information about local and federal business resources and up-to-date information about local restaurants:

Maine Department of Economic and Community Development
The Maine Department of Economic and Community Development is constantly updating their website with guidance and resource links for communities and businesses:  View Business Information Sheet-2: Assistance for Businesses affected info sheet (PDF).

U.S. Small Business Administration (SBA)
The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to Maine small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). The SBA has a website set up with a listing of resources available to small businesses at View Deferments on SBA 7a 504 and Microloans (PDF) and SBA Disaster Assistance Resources for Businesses (PDF).

The Finance Authority of Maine (FAME)
The Finance Authority of Maine (FAME) is partnering with the U.S. Small Business Administration (SBA) and local Maine lenders to offer special, limited-time loans and loan insurance to eligible Maine businesses affected by COVID-19. To learn more visit:

Maine Small Business Development Centers
Maine Small Business Development Centers are offering free confidential business advice on how to respond to COVID-19 challenges. Advising sessions are available virtually through email, phone and videoconferencing.

Maine Association of Non-profits
Maine Association of Nonprofits is offering guidance on how nonprofits can prepare, respond, connect and contribute in impactful ways during this pandemic:

Retail Association of Maine
The Retail Association of Maine is maintaining a COVID-19 Resource Page for Retailers:

Maine Center for Disease Control
The Maine Centers for Disease Control offer the latest on the pandemic, and recommendations for preventing infection:

Additional Resources:
Southern Maine Finance Agency
Maine SBDC Guidance for Businesses
SBA Disaster Assistance Loans Announcement
Maine CDC Website
U.S. CDC Website
OSHA Guidance to Employers
Guidance for Employers related to CoronaVirus (US Chamber PDF)
York County Emergency Management Agency
Maine Department of Unemployment